Everything a carrier needs to get paid, in one place.

Four programs, one rate, one point of contact. No bundling games, no modules you have to buy separately.

Same DayFunding
$0Start-Up Fees
$0Reserves Held
Non‑RecourseCredit Protection
As low as 2%Rates
FuelAdvance
Service 01

Non-Recourse Factoring

The core program.

Funding
Same day
Start-up
$0
Reserve
$0
Rate
From 2%
Term
One year

You haul the load, send us the paperwork, and we buy the invoice. The money is in your account the same business day — not in a reserve account, not in three business days, not after the broker pays us.

Non-recourse means the credit risk on approved invoices sits with us. If a broker we cleared goes insolvent and cannot pay, we absorb it. You are not invoiced for it, and it is not clawed back out of your next funding.

  • Same-day funding on complete, verified invoice packets
  • $0 start-up, set-up or application fee
  • $0 held in reserve — the full advance is yours
  • Rates as low as 2%, quoted before you sign
  • One-year agreement, with the term and exit terms printed on the first page

Non-recourse protection covers debtor insolvency as defined in your factoring agreement. Disputed loads, service claims and shortages remain the carrier's responsibility.

Service 02

Fuel Advances

Money at pickup, not delivery.

Paid
At pickup
Needs
Rate con + pickup
Repayment
Netted at funding
Request
From your phone

The gap that kills small fleets is the one between booking a load and delivering it — fuel, scales, lumpers and tolls all come out of your pocket first. A fuel advance closes it.

Once the load is booked and we have the rate confirmation and pickup confirmation, we can advance funds against that load before you deliver. The advance is netted against the invoice when the load funds, so there is nothing separate to repay.

  • Requested from your phone once the load is booked
  • Settled automatically against the invoice — no separate loan
  • Available on approved brokers and confirmed pickups
Service 03

Back-Office & Collections

Included, not an upsell.

Invoicing
We handle it
Collections
In your name
Reporting
Accountant-ready
Extra fees
$0

We invoice your brokers, track the paperwork, and make the collection calls. Aging reports, remittance chasing and the endless “did you get my POD” emails stop being your job.

  • Invoicing and document submission to the broker
  • Collections handled by us — professionally, in your name
  • Reporting you can hand straight to your accountant
  • No per-invoice or upload fees — the flat transfer fee is printed on your agreement
Service 04

Free Broker Credit Checks

Before you book, not after.

Cost
$0
Limit
Unlimited
Covers
Brokers & shippers
Timing
Before you book

The cheapest bad debt is the load you never took. Run any broker or shipper against our book before you commit and we will tell you what we see — unlimited, at no cost, for as long as you are with us.

  • Unlimited checks, no per-check billing
  • Straight answers — approved, limited, or declined and why
  • Same answer we use to underwrite the invoice ourselves

How it works

Four steps. One day.

Step 01

Apply

MC number, phone, email. That's it — under a minute, no credit pull to get a quote.

Step 02

Get approved

We verify your authority and run your brokers. Most carriers are approved the same day they apply.

Step 03

Send the paperwork

Upload the rate confirmation, BOL and POD from your phone. We invoice the broker for you.

Step 04

Get funded

Verified packets submitted before the daily cut-off are funded the same business day.

See the full process and document checklist

Get funded

Three fields. Same-day answer.

MC number, phone, email. That's the whole application to get started — no start-up fee, no reserve, no surprises in the agreement.