Capital Hart Corp

Freight factoring that moves at the speed of your business.

We advance payment on your delivered loads so you never have to choose between fueling up and waiting on a broker check. Trusted by carriers in all 50 states.

Get Started How It Works

Funded within 24 hours No reserve holdback Non-recourse protection

Quick inquiry

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Provide your details below and a representative will follow up within one business day.

Freight factoring

Convert delivered loads into working capital — the same day.

Brokers pay in 30, 60, sometimes 90 days. Your expenses don't wait that long. Capital Hart bridges the gap so your fleet stays fueled, your drivers stay paid, and your business keeps growing.

Why Capital Hart

Built for carriers who won't settle for less.

Submit your bill of lading, receive funding within hours. No lengthy approval process, no percentage held in reserve, no long-term contracts locking you in.

From single-truck operators to established fleets, our infrastructure is designed to scale with you — with dedicated support available around the clock.

Start Your Application

The difference

How Capital Hart compares.

	Capital Hart	Others
Same-Day Funding	Yes	2-5 business days
Startup Fees	$0	$500-$1,000+
Reserve Holdback	$0 reserve	5-10% held back
Non-Recourse	You're protected	Recourse only
Rates	As low as 2%	3-5%+
Fuel Advances	Included	Not included
Long-Term Contracts	No lock-in	6-12 month minimum
Contract Buyout Help	We help you switch	You're on your own

Make the Switch

Who we serve

Tailored solutions for every stage of your operation.

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Owner-Operators

Maintain steady cash flow between loads. Cover fuel, insurance, and operating expenses without relying on broker payment timelines.

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Fleet Operators

Stabilize payroll, fund maintenance schedules, and reinvest in growth — backed by consistent, reliable funding.

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New Authorities

Establish financial momentum from day one. We work with newly authorized carriers and help build the foundation for long-term success.

Our principles

The standard we hold ourselves to.

Transparency

Every rate, every term, every fee — disclosed upfront. No fine print surprises, no hidden charges after you sign.

Accountability

When we commit to a funding timeline, we deliver. Your dedicated account representative is reachable 24/7.

Partnership

We grow when you grow. Our model is built around long-term carrier relationships, not short-term extraction.

Next step

Ready to stop waiting on broker payments?

Apply in minutes. No commitment required — we'll review your authority and provide a custom rate within 24 hours.

Apply Now Speak With Our Team