Stop waiting 30, 60, or 90 days for brokers to pay. Capital Hart deposits cash into your account the same day you deliver — so you can keep your wheels turning.
Three simple steps to get cash in your account the same day you deliver.
Complete your delivery as normal. Get your rate confirmation and bill of lading signed — business as usual.
Snap a photo or email us your paperwork. It takes about 2 minutes from your phone or computer.
We verify your invoice and deposit funds directly into your bank account — typically within hours, not weeks.
Everything you need to keep cash flowing and your business growing — without the headaches.
Submit your invoice in the morning, see cash in your account by afternoon. No more waiting on slow-paying brokers to keep your operation running.
If a broker goes bankrupt or refuses to pay, that's our problem — not yours. We absorb the risk so you never lose money on a bad broker.
Need cash before you deliver? We provide fuel advances so you can cover diesel costs and keep your truck moving without dipping into your own pocket.
No application fee. No setup cost. No monthly minimum. No reserve holdback. The factoring rate is the only cost — transparent and simple.
Factor when you want, skip when you don't. No volume requirements, no lock-in period. You're in control of when and how often you use our service.
Real people answer your calls — day, night, weekends, and holidays. You'll never get a robot or voicemail when you need help. We're here whenever you are.
Before you haul, know who you're working with. We run credit checks on brokers for free so you can avoid the ones that don't pay their carriers.
Local, regional, or coast-to-coast OTR — we factor loads anywhere in the country. One account handles everything, no matter where you run.
Apply in 2 minutes. Get approved within 24 hours. No credit check on you, no mountain of paperwork, no waiting around while your cash flow suffers.
Trucking doesn't stop at 5 PM and neither do we. Capital Hart provides genuine 24/7 human support — not automated menus, not chatbots, not voicemail boxes that nobody checks.
Whether you're submitting an invoice at 2 AM, have a question about a payment on a Sunday, or need help with paperwork on a holiday — a real person picks up the phone.
Call us anytime — mornings, midnights, weekends, holidays. A real person answers every single time.
Running your own truck means cash flow is everything. Get paid immediately so you can cover fuel, insurance, maintenance, and keep rolling without financial stress.
Managing multiple trucks means multiple expenses. Factoring gives you working capital for payroll, repairs, and growth — without waiting on slow-paying brokers.
Just got your MC number? We work with new carriers from day one. No operating history required. Factoring gives you cash flow stability from the very start.
Apply in 2 minutes. No cost, no credit check, no obligation. Start getting paid the same day.
Or call 800-299-2109 — we pick up 24/7