Get paid today for the loads you deliver — not in 30, 60, or 90 days.
Freight factoring is a financial service where you sell your invoices to Capital Hart at a small discount in exchange for immediate cash. Instead of waiting weeks or months for brokers and shippers to pay, you get funded the same day.
Complete your delivery as usual and get your rate confirmation and bill of lading signed.
Send us your paperwork — by email, fax, or our online portal. It takes just a few minutes.
We verify and process your invoice, then deposit funds directly into your account — often within hours.
Get cash in your account the same day you submit your invoice. No more waiting.
Transparent pricing with no setup fees, no monthly minimums, and no surprises.
Need cash for fuel before you deliver? We offer fuel advances to keep you moving.
Protect yourself from broker non-payment. If the broker doesn't pay, you're not on the hook.
Real people answering your calls — day, night, weekends, and holidays.
Whether you run local, regional, or OTR — we've got you covered nationwide.
Owner-Operators: Running your own truck means cash flow is everything. Factoring lets you get paid immediately so you can cover fuel, insurance, maintenance, and keep rolling without financial stress.
Fleet Owners: Managing multiple trucks means managing multiple expenses. Factoring gives you the working capital to handle payroll, repairs, and growth — without waiting on slow-paying brokers.
New Authorities: Just got your MC number? We work with new carriers. No long operating history required.
Or call us at 800-299-2109